Account Disclosure

*To receive an iTunes® credit of up to $3.96 (4 songs x $0.99/song) and reimbursement of all worldwide, out-of-network ATM fees incurred during the monthly cycle, you must meet these 3 easy monthly† requirements: 1) 12 cleared debit card transactions; 2) one login to Internet Banking; and 3) active enrollment in eStatements. If monthly requirements are not met, you will not receive any iTunes credit and no ATM fee refunds for that month. To receive the iTunes credit, you must make the purchases from iTunes with your Oregon Community Credit Union debit card. These credits will be available at the beginning of the monthly cycle following the cycle in which the monthly requirements were met. iTunes credits are earned on the day before the last day of the month and expire in 30 days.

**The account opening bonus of up to $9.90 in iTunes credit (10 songs x $0.99/song) expires 60 days from the date your account is opened. To receive the iTunes credit, you must make the purchases from iTunes with your Oregon Community Credit Union debit card. iTunes purchases on your account will then be refunded up to $9.90. iTunes is a registered trademark of Apple, Inc.  Apple, Inc. is not associated with, and has not approved, sponsored, or endorsed, Oregon Community Credit Union or this program.

Monthly† = from the last day of the month to the day before the last day of the following month.